Personal Checking Personal Savings Open a Personal Account

Personal Checking Accounts

We offer checking solutions to meet your specific banking needs. Contact us to explore the many products and services that are available.

Personal Checking
Minimum Opening Deposit $100.00
Mobile & Online banking^*
Mobile Deposit
Bill Pay
Email & text alerts^**
ATM access^***

eChecking
Minimum Opening Deposit $100.00
Mobile & Online banking^*
Mobile Deposit
Bill Pay
Email & text alerts^**
ATM access^***

We offer the convenience and flexibility to access your funds all while earning interest.

Personal Checking Rates Personal Checking Disclosures

Features	Checking with Interest
Minimum Opening Deposit	$1,000.00
Mobile & Online banking^*	✔️
Mobile Deposit	✔️
Bill Pay	✔️
Email & text alerts^**	✔️
ATM access^***	✔️
Earn interest	See personal checking rates »

Features	Money Market
Minimum Opening Deposit	$2,500.00
Mobile & Online banking^*	✔️
Mobile Deposit	✔️
Bill Pay	✔️
Email & text alerts^**	✔️
ATM access^***	✔️
Earn interest	See personal checking rates »

Personal Checking With Interest

Balance	Interest Rate	Annual Percentage Yield
Under $2,500	0.00%	0.00%
$2,500 and above	0.10%	0.10%

Personal Money Market

Balance	Interest Rate	Annual Percentage Yield
Under $2,500	0.00%	0.00%
$2,500 and above	0.35%	0.35%

You must maintain the minimum balance noted for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates are subject to change after the account is opened. Fees could reduce earnings on the account, APY is subject to change without prior notice.
All rates and yields are accurate as of the effective date listed and are subject to change without notice.

Click here to open a Personal Banking account

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Notice At Collection
California Consumer Privacy Act (CCPA)

CCPA requires Summit State Bank to inform consumers of the categories and purposes of Personal Information (PI) we collect. We collect the following categories of PI: your name, address, Tax ID and Social Security Numbers, driver’s license, passport or ID card number, date of birth, telephone number, email address, bank account number, other financial information, beneficiary information, benefit elections, internet or other electronic network activity including IP address, geolocation, browsing history and website interactions. We collect PI for purposes such as validating identification, communication with you, processing payroll, processing financial transactions, offering and tracking employment benefits and target marketing. The requirements of the CCPA do not apply to personal information collected that is subject to the Gramm-Leach-Bliley Act (GLBA).

Personal Checking Accounts