Quick link to Certificates of Deposit Rates
Deposit Rate Sheet
Today's Date: 04-29-2024
Effective Date*: 10-03-2024
Please contact a branch employee for further information about applicable fees and terms.
Personal Checking with Interest
| Balance | Interest Rate | APY |
|---|---|---|
| Under $2,500 | 0.00% | 0.00% |
| $2,500 and above | 0.10% | 0.10% |
Business Checking with Interest
| Balance | Interest Rate | APY |
|---|---|---|
| Under $500 | 0.00% | 0.00% |
| $500 - $2,499.99 | 0.04% | 0.04% |
| $2,500 and above | 0.12% | 0.12% |
Personal Money Market
| Balance | Interest Rate | APY |
|---|---|---|
| Under $2,500 | 0.00% | 0.00% |
| $2,500 and above | 0.35% | 0.35% |
Business Money Market
| Balance | Interest Rate | APY |
|---|---|---|
| Under $2,500 | 0.00% | 0.00% |
| $2,500 and above | 0.40% | 0.40% |
Personal Savings
| Balance | Interest Rate | APY |
|---|---|---|
| Under $200 | 0.00% | 0.00% |
| $200 - $24,999.99 | 0.10% | 0.10% |
| $25,000 and above | 0.40% | 0.40% |
Business Savings
| Balance | Interest Rate | APY |
|---|---|---|
| Under $200 | 0.00% | 0.00% |
| $200 - $24,999.99 | 0.10% | 0.10% |
| $25,000 and above | 0.50% | 0.50% |
Summit Consumer Package Savings
| Minimum to Open | Interest Rate | APY |
|---|---|---|
| Under $50,000 | 0.00% | 0.00% |
| $50,000 and above | 3.94% | 4.02% |
Summit Business Package Money Market
| Minimum to Open | Interest Rate | APY |
|---|---|---|
| Under $100,000 | 0.00% | 0.00% |
| $100,000 and above | 3.94% | 4.02% |
Consumer High-Yield Money Market
| Minimum to Open | Interest Rate | APY |
|---|---|---|
| Under $200,000 | 0.50% | 0.50% |
| $200,000 and above | 4.88% | 5.00% |
Business High-Yield Money Market
| Minimum to Open | Interest Rate | APY |
|---|---|---|
| Under $200,000 | 0.50% | 0.50% |
| $200,000 and above | 4.88% | 5.00% |
Certificates of Deposit Rates
| Minimum to Open | Interest Rate | APY |
|---|---|---|
| 30 Day | ||
| $1,000 to $9,999.99 | 0.10% | 0.10% |
| $10,000 and above | 0.10% | 0.10% |
| 90 Day | ||
| $1,000 to $9,999.99 | 0.10% | 0.10% |
| $10,000 and above | 0.25% | 0.25% |
| 6 Month | ||
| $1,000 to $9,999.99 | 0.15% | 0.15% |
| $10,000 and above | 4.50% | 4.60% |
| 9 Month | ||
| $1,000 to $9,999.99 | 0.15% | 0.15% |
| $10,000 and above | 4.50% | 4.60% |
| 1 Year | ||
| $1,000 to $9,999.99 | 0.20% | 0.20% |
| $10,000 and above | 4.50% | 4.60% |
| 18 Month | ||
| $1,000 to $9,999.99 | 0.20% | 0.20% |
| $10,000 and above | 2.96% | 3.00% |
| 2 Year | ||
| $1,000 to $9,999.99 | 0.20% | 0.20% |
| $10,000 and above | 2.47% | 2.50% |
| 3 Year | ||
| $1,000 to $9,999.99 | 0.20% | 0.20% |
| $10,000 and above | 2.47% | 2.50% |
| 4 Year | ||
| $1,000 to $9,999.99 | 0.20% | 0.20% |
| $10,000 and above | 2.47% | 2.50% |
| 5 Year | ||
| $1,000 to $9,999.99 | 0.20% | 0.20% |
| $10,000 and above | 2.47% | 2.50% |
Individual Retirement Account
Certificates of Deposit
| Term | Interest Rate | APY |
|---|---|---|
| 6 Month | 4.02% | 4.10% |
| 1 Year | 4.02% | 4.10% |
| 24 Month | 1.98% | 2.00% |
You must maintain the minimum balance noted for each tier in order to earn the APY (Annual Percentage Yield) disclosed. All rates are subject to change after the account is opened. Fees could reduce earnings on the account. Annual Percentage Yield is subject to change without prior notice. For Certificates of Deposit: Annual Percentage Yield [APY] assumes interest remains on deposit until maturity. A penalty may be assessed for early withdrawal.
*All rates and yields are accurate as of the effective date listed and are subject to change without prior notice.
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Routing Number: 321181307
NMLS ID: 451741
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